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Current Loan Rates

Rates as of April 1, 2020

To qualify for these rates you need a good credit history, low debt ratio, and repay your loan via direct deposit/payroll deduction. Co-maker may also be required. Higher rates for other borrowers.
SHARE SECURED
Description Amount/ Term REGULAR APR* PREMIER APR* Availability
Fully secured loans- use your savings as collateral and receive our lowest rate possible.
Any amount 2.50% 2.50% Receive funds in as
little as 24 hours!
NEW / used VEHICLE LOANS
Description Amount / Term REGULAR APR* PREMIER APR* Availability
Purchase or Refinance a new or used auto loan with us for a lower rate!
Any amount
Up To 3 Years
Starting at 1.99% Starting at 1.99% Payoff or check can be processed within 24 hours
4 To 5 Years Starting at 2.99% Starting at 2.99%
USED VEHICLES
Description Amount / Term REGULAR APR* PREMIER APR* Availability


Up To 3 Years Starting at 1.99% Starting at 1.99% �Payoff or check can be processed within 24 hours

4 To 5 Years Starting at 2.99% Starting at 2.99%
Description Amount / Term REGULAR APR* PREMIER APR* Availability




Personal Unsecured Loans
Description Amount / Term REGULAR APR* PREMIER APR* Availability
Funds can be used for major purchases, home improvement and more
$5000-$20000
Max 60 months
Starting at 8.99% Starting at 8.99% Receive funds in as
little as 24 hours!
DEBT CONSOLIDATION
Description Amount / Term REGULAR APR* PREMIER APR* Availability
Pay off high interest debt into one low monthly payment.
$5000-$20,000
Max 60 months
Starting at 8.99% Starting at 8.99% We pay your bills for you- within 7 business days.
OVERDRAFT CHECKING
Description Amount / Term REGULAR APR* PREMIER APR* Availability
Use as overdraft protection, instead of relying on credit cards
$500-$5000
Revolving
Starting at 13.99% Starting at 13.99% Line can be placed on your account in as little as 24 hours!
HOME EQUITY
Description Amount / Term REGULAR APR* PREMIER APR* Availability
Home Equity
5 Year Fixed Rate Starting at 4.00% Starting at 4.00% Upon closing.
Home Equity Line of Credit
$10,000- $60,000 Prime
(prime plus .75%)
Prime
(prime less .65%)
Upon closing or as applicable
  • *APR means Annual Percentage Rate
  • All loans subject to credit approval
  • Rates subject to change without notice
  • To qualify for these low rates you must have a good credit history, low debt ratio, and repay your loan via direct deposit/payroll deductions. Rates for other members may be higher.
  • Comaker may be required
   
Equal Housing Lender     NCUA
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