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Fee Schedule

CHECKING ACCOUNT FEES

Overdraft/Share Draft/ ACH Fee

$35.00
Extended Overdraft Fee $25 every 5 days if account remains at a negative balance, with a maximum of 3 fees per negative balance occurrence, per month.
Returned Check Fee $29.00
Late Return Fee $25.00
Stop Payment Fee $25.00
Account History Printout $3.00
Corp Draft Stop Payment $25.00
Debit Card Limit Increase Fee $5.00
OTHER SERVICE FEES
Title Lien Release
$5.00
Account Reconciliation Fee $30.00/hour. 1 hour Minimum
Account Research Fee $30.00/hour. 1 hour Minimum
Statement Copy Fee $5.00 per statement
Escheating Fee $75.00
Wire Fee (Incoming/Outgoing) $25.00 Domestic
Wire Fee (Incoming/Outgoing) $50.00 International
Wire Fee Incoming Federal Reserve
$75.00

Foreign ATM Fee (Out of Network)
$2.00
Dormant Account Fee $5.00 per month
Check Copy Fee $5.00 per check
Fax Fee $3.00
Debit Card Replacement Fee $15.00
Debit Card Dispute $35.00 for member error
FedEx or UPS Fee Weekday Delivery $20.00 or $50 weekend
Motor Vehicle Lien NJ $120.00
Early Payoff Home Equity Fee $250.00
Automatic Transfer Fee $5.00
Rush Delivery Of Debit Card $60.00
Void Corp. Check Fee $15.00
Return Mail $10.00
Excessive Tech Support $5.00
Mortgage Release or Subordination $100.00
Early Withdrawal from Piggy/Club Account 57 $10.00
Loan Payment Reversal Fee $10.00
Paper Statement Fee $1.50
Official/ Cashiers Check $5.00
Account Verification $10.00
Duplicate 1099 or 1098 $5.00
Mortgage Application $250.00
HELOC Application $100.00
Loan Cancellation fee $25.00
Below min share balance fee Remainder of $25 that is left in the account
Mail a check fee $2.00
Reset home banking password $5.00
Reset Locked Out home banking $10.00

The rates and fees appearing in this schedule are accurate at time of printing and are subject to change without notice. If you have any questions or require current fee information on your accounts, please contact the Credit Union.

   
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