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Fee Schedule


Overdraft Fee

$29.00 will increase to $35 on May 1.
Extended Overdraft Fee $25 every 5 days if account remains at a negative balance, with a maximum of 3 fees per negative balance occurrence, per month.
Checks paid on Uncollected Funds $29.00
Check returned for uncollected funds $25.00
Late Return Fee $25.00
Stop Payment Fee $25.00
Account History Printout $3.00
Check Printing Fee $3.00
Corp Draft Stop Payment $25.00
Debit Card Increase Fee $5.00
Title Lien Release
Account Reconciliation Fee $30.00/hour. 1 hour minute
Account Research Fee $30.00/hour. 1 hour minute
Statement Copy Fee $5.00 per statement
Items Sent for Collection Fee $20.00 per item
Escheating Fee $75.00
Wire Fee (incoming) $25.00 Domestic
Wire Fee (outgoing) $50.00 International
Federal Reserve Bank Wire Fee
Legal Process Fee
Foreign ATM Fee (out of network)
Inactive Account Fee $5.00 per month
Check Copy Fee $5.00 per check
Check Copy with Fax Rush $3.00
Debit Card Replacement Fee $15.00
Debit Card Dispute $35.00 for member error
FedEx or UPS Fee Weekday Delivery $20.00 or $50 weekend
Motor Vehicle Lien NJ $120.00
Early Payoff Home Equity Fee 250.00
Automatic Transfer For OD Coverage By Credit Union $5.00 max 6 per month
Rush Delivery Of Debit Card $60.00
Void Corp. Check Fee 15.00
Bill Pay Online $1.00 per item
Return Mail $10.00
Excessive Tech Support $5.00
Mortgage Release or Subordination $100.00
Early Withdrawal from Piggy/Club Account 57 $10.00
Loan Payment Reversal Fee $10.00
Paper Statement Fee $1.50
Official/ Cashiers Check $5.00
Account Verification $10.00
Duplicate 1099 or 1098 $5.00
Mortgage Application $250.00
HELOC Application $10.00
Loan Cancellation fee $25.00
Non Automatic Loan Payment Transfer Fee $1.00
Below min share balance fee $ remainder of $25 that is left in the account
Mail a check fee $2.00
Reset home banking password $5.00
Reset Locked Out home banking $10.00

The rates and fees appearing in this schedule are accurate at time of printing and are subject to change without notice. If you have any questions or require current fee information on your accounts, please contact the Credit Union.

Equal Housing Lender     NCUA
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